“Labor was the first price, the original purchase – money that was paid for all things. It was not by gold or by silver, but by labor, that all wealth of the world was originally purchased.” – Adam Smith

The greatest advantage that we have with our money is the power to earn more of it in the future. Earning our future income is our most precious financial resource and shouldn’t be taken lightly. When we take out life insurance, what are we guarding? We are protecting our family from a loss of income if we should die.